Insurance that's on point.

Premium Insurance Products for a Wide Range of Industries

Casualty

Macchia offers a broad spectrum of specialty insurance MGA and insurance brokerage markets and understands your needs. We have the experience, sophistication, and commitment to place virtually any size Casualty Risk.

General and Product Liability Insurance

Macchia General Agency offers a wide variety of general and product liability insurance
markets and is well-suited to insure virtually any class of nonstandard business.

General and Product Liability Insurance

Macchia General Agency offers a wide variety of general and product liability insurance markets and is well-suited to insure virtually any class of nonstandard business.

  • Target Classes


Manufacturers

  • Automotive Equipment/Parts

  • Consumer Products of All Types (Including Toys)

  • Food Processing and Distribution

  • Heavy Machinery, Equipment, and Tools

  • Invasive and Noninvasive Medical Products

  • Pharmaceuticals (Including Clinical Trials)

  • Recreational and Safety Equipment

  • Sporting Goods

  • Valves and Boilers

  • Vitamin and Nutritional Supplements

  • Contractor Equipment Parts Manufacture

  • Plastic Manufacture

  • Wood Manufacture

  • Clothing Manufacture

  • Food Processing Manufacture

  • Sales & Distributing

Premises Exposures

  • Amusement Parks

  • Habitational Risks (Including Apartments, HOAs, Hotels/Motels, Casinos)

  • Health and Exercise Clubs

  • Property Owners and Managers

  • Research and Development Firms (Including E&O)

  • Restaurants, Nightclubs, and Bars (Including Liquor Liability)

  • School Districts and Municipalities (Including E&O and School Board Legal) EPLI and Abuse/Molestation

Contractors

  • General and Subcontractors

  • Environmental and Energy (See Environmental and Oil/Gas for Details)

  • Equipment Rental Operators (See Construction Section for Full Details)

  • Residential and Commercial

  • Available Coverage Features

  • Can Include E&O Professional Liability and Pollution Coverages

  • Can Package With Property

  • Discontinued Operations and Products

  • Extended Completed Apps for Statue of Repose Limitation

  • First Dollar, Low Deductible, and SIR Programs Available (Depending on the Account)

  • Food-Borne Illnesses

  • Foreign Liability

  • Primary Limits Up to $5 Million

  • Products Recall

  • ISO Forms or Manuscripted Coverages

Construction Insurance

Worldwide Facilities has developed unsurpassed expertise in construction insurance
and maintains relationships with key markets specializing in construction business,
from small artisan contractors to blasters and demolition.
We have in-house authority on many classes.

Construction Insurance

Worldwide Facilities has developed unsurpassed expertise in construction insurance and maintains relationships with key markets specializing in construction business, from small artisan contractors to blasters and demolition. We have in-house authority on many classes.

  • Target Classes


Residential and Commercial General Contractors and Developers

  • Detached Homes and Condos

  • Developers’ OCP

  • OCIPs

  • Paper Contractors

  • Partially Completed Projects

  • Project Policies

  • Rolling Wrap-Ups

  • Special Excess Liability Over Large SIRs

  • Wrap-Ups

Residential and Commercial Developments

  • Custom Homes

  • Attached and Detached Single Family Homes and Town Homes

  • Condominiums, Condo Conversions, Apartments, Time Shares, and Mixed-Use Developments

  • Partially Completed Projects

  • Tract Homes

Residential and Commercial Subcontractors including:

  • Concrete

  • Electricians

  • Framers and Drywall

  • Graders and Pavers

  • Others

  • Plumbers

  • Roofers

  • Sewer and Water

  • Street, Road, and Bridge Building

  • Other Services

    We can provide you and your clients with information in a variety
    of construction-related areas:

  • Peer Review Services

  • Pre-Inspection Reports

  • Structuring Self-Insured Programs

  • Wrap-up Management/Administration

Environmental Insurance

Most CGL policies do not provide insurance coverage for product recall, but the
specialists at Worldwide Facilities offer product recall insurance coverage and peace
of mind to your clients before a recall happens.

Environmental Insurance

Most CGL policies do not provide insurance coverage for product recall, but the specialists at Worldwide Facilities offer product recall insurance coverage and peace of mind to your clients before a recall happens.

  • Target Classes


  • Above/Underground Tanks

  • Asbestos, Lead, and Mold Abatement

  • Chemical Risks

  • Engineers

  • Environmental Consultants and Contractors

  • Fire and Water Restoration

  • Governmental Service Contractors

  • Hazardous Waste Haulers and Waste Brokers

  • Hospitals

  • Laboratories

  • Manufacturers and Distributors

  • Real Estate and Bank Portfolios With Option for Mold Coverage

  • Remediation and Cleanup Contractors

  • Waste Treatment Facilities

  • Weatherization Contracting

  • Available Coverage Features

  • Auto Liability Including Hazardous Waste Transporters

  • Combination CGL, PL, and CPL Pollution Coverage

  • Full Completed Operations Coverage

  • Low Minimum Premiums and Deductibles

  • Mold Coverage

  • Mold Remediation

  • Motor Vehicle/Transportation Pollution Coverage

  • Multi-Year Programs Available, up to 10 Years

  • Occurrence œPrior Acts Coverage When Converting From Claims-Made Coverage

  • Products Pollution Coverage

  • Professional Liability Coverage

  • Project-Specific Increased Limits

  • Remediation Cost Caps

  • Site Pollution – Buyers and Sellers of Real Estate

  • Storage Tank Liability

Oil and Gas Alternative Energy Insurance

Whether your insurance needs consist of placing an environmental contractor or a
site-specific pollution exposure, Worldwide Facilities has access to multiple markets
and expertise in this emerging field.

Oil and Gas Alternative Energy Insurance

Whether your insurance needs consist of placing an environmental contractor or a site-specific pollution exposure, Worldwide Facilities has access to multiple markets and expertise in this emerging field.

  • Target Classes


  • Alternative Energy Providers, Contractors, and Consultants

  • Cementing Contractors

  • Cleaning/Swabbing Contractors

  • Drilling Contractors

  • Electrical Contractors

  • Energy Industry Consultants

  • Ethanol and Biofuel Processing and Distribution

  • Fishing Contractors

  • Fuel Haulers

  • Hazardous Material Haulers

  • Mining

  • Miscellaneous Service Contractors

  • Oil Lease Operators

  • Oil Well Service Contractors

  • Perforating Contractors

  • Pipeline Contractors

  • Refinery Service Contractors

  • Wind, Solar, and Geothermal

  • Available Coverage Features

  • Blanket Waivers of Subrogation

  • Blanket Additional Insured Endorsements

  • Blowout and Cratering

  • Contractors Pollution Liability

  • Defense Outside Policy Limits

  • Extended Reporting Period Options

  • Low Deductible or SIR Programs

  • Low Minimum Premiums

  • Monoline Policies (As Well as Combined CGL/Pollution/Professional Policies Available)

  • Operators Extra Expense Coverage

  • Owned or Non-Owned Watercraft

  • Primary Wording

  • Sudden, Accidental, Time Element, and Gradual Pollution

  • Underground Equipment Coverages

  • Underground Resources

Life Science and Nutraceuticals Insurance

Worldwide Facilities’ insurance professionals have access to a broad spectrum of
specialty MGA and brokerage markets and provide unparalleled expertise in the
Life Sciences and Nutraceutical industries.

Life Science and Nutraceuticals Insurance

Worldwide Facilities’ insurance professionals have access to a broad spectrum of specialty MGA and brokerage markets and provide unparalleled expertise in the Life Sciences and Nutraceutical industries.

  • Target Classes


Nutraceuticals

  • Dietary Supplements

  • Herbal Products

  • Cosmetic Distributors

  • Energy Drinks and Bars

  • Medical Products

  • Diagnostic Imaging Equipment

  • Invasive and Noninvasive Medical Products

  • Manufacturers and Distributors

  • Pharmaceuticals

  • Rental/Manufacturing/Distributing

  • Therapeutic Equipment Rental/Manufacturing/Distributing

Allied Healthcare Insurance

Worldwide Facilities recognizes the need for our retail insurance partners to be able to
offer products to these growth area allied healthcare segments in our economy.

Allied Healthcare Insurance

Worldwide Facilities recognizes the need for our retail insurance partners to be able to
offer products to these growth area allied healthcare segments in our economy.

  • Target Classes


Clinical Trials

  • Contract Research Organizations

  • Individual Risks Sponsoring Own Trials

  • Medical Institutions Doing Research of Their Own and on Behalf of Others

Blood Banks
Medical Labs, Dental Labs

  • Diagnostic Services

  • Pharmaceutical Help Lines

  • Prosthetic Filters

Residential Care

  • Assisted Living Facilities

  • Detox and Rehabilitation Facilities

  • Hospice and In-Home Healthcare

  • Skilled Care Facilities

  • Available Coverage Features

  • General Liability

  • Professional Liability

  • Sexual Abuses Sub Limit

Target Risk Size

  • Deductibles: $0 Large SIRs

  • Small, Medium, and Large Accounts

Public Entity Insurance

With our thorough understanding of the public entity insurance marketplace and
access to all the major domestic and foreign insurance carriers, Worldwide Facilities
has the resources to craft a strategic insurance program to meet the needs of today’s
public entity clients.

Public Entity Insurance

With our thorough understanding of the public entity insurance marketplace and access to all the major domestic and foreign insurance carriers, Worldwide Facilities has the resources to craft a strategic insurance program to meet the needs of today’s public entity clients.

  • Target Classes


  • Community-Based Organizations

  • Counties

  • Dam Operations

  • Higher Education Institutions

  • Joint Power Authorities or Similar Pooling Arrangements

  • Municipalities

  • Religious Organizations

  • School Districts

  • Special Districts

  • States

  • Transit Districts (Including Light Rail Exposures)

  • Utilities

  • Small Cities

  • Water Districts

  • Rail Road Contractors

  • Available Coverage Features

  • Automobile Liability

  • Directors and Officers Liability

  • Educators’ Legal Liability

  • Employee Benefits Liability

  • Employers’ Liability Healthcare Benefits

  • Employment Practices Liability

  • Excess Umbrella Liability

  • Foreign Liability

  • General Liability

  • Crime

  • Pastoral Professional Liability

  • Professional Liability (Including Public Officials, School Board Legal, and Law Enforcement)

  • Professional Liability Excess

  • Property (Including Crime)

  • Workers’ Compensation

Umbrella and Excess Umbrella Insurance

With access to all the major domestic and foreign excess insurance carriers, Worldwide
Facilities is available for umbrella and excess insurance accounts, from large to small.

Umbrella and Excess Umbrella Insurance

With access to all the major domestic and foreign excess insurance carriers, Worldwide Facilities is available for umbrella and excess insurance accounts, from large to small.

  • Target Classes


Manufacturers

  • Automotive Equipment

  • Consumer Products of All Types (Including Toys)

  • Food Processing and Distribution

  • Heavy Machinery, Equipment, and Tools

  • Invasive and Noninvasive Medical Products

  • Pharmaceuticals (Including Clinical Trials)

  • Recreational and Safety Equipment

  • Sporting Goods

  • Valves and Boilers

  • Vitamin and Nutritional Supplements

Premises Exposures

  • Amusement Parks

  • Habitational Risks (Including Apartments, HOAs, Hotels/Motels, and Casinos)

  • Health and Exercise Clubs

  • Property Owners and Managers

  • Research and Development Firms (Including E&O)

  • Restaurants, Nightclubs, and Bars (Including Liquor Liability)

  • School Districts and Municipalities (Including E&O and School Board Legal) EPLI and Abuse/Molestation

Contractors

  • Environmental and Energy (See Environmental and Oil/Gas for Details)

  • Equipment Rental Operators

  • General and Subcontractors (See Construction Section for Full Details)

  • Residential and Commercial

Automobile

  • Claims (Distressed Accounts)

  • Excursion and School Buses

  • Hazmat

  • Shuttle Services and Taxis

  • Truckers (Local and Long Haul)

  • Available Coverage Features

  • Buffer Layers

  • Can Include Professional Liability and Pollution Coverages

  • Can Schedule Aviation Policies

  • Can Schedule Foreign Liability Policies on Underlying

  • Can Schedule Site Pollution Policies

  • Capacity Over $100MM

  • EPLI

  • Excess Workers Compensation

  • High Excess Limits Available

Product Recall Insurance

Most CGL policies do not provide insurance coverage for product recall, but the
specialists at Worldwide Facilities offer product recall insurance coverage and peace
of mind to your clients before a recall happens.

Product Recall Insurance

Most CGL policies do not provide insurance coverage for product recall, but the specialists at Worldwide Facilities offer product recall insurance coverage and peace of mind to your clients before a recall happens.

  • If your clients are at risk for recalls, select the insurance experts at Worldwide

  • Auto Industry Component Parts

  • Component Parts Manufacturers

  • Distributors

  • End-Use Products/Consumer Goods

  • Food Related Businesses

  • Furniture and Fixtures

  • Growers

  • Manufacturers

  • Medical Products

  • Non-Food Manufacturers

  • Pharmaceuticals

  • Processors

  • Safety Products

  • Toys and Games

  • Vitamins/Supplements

Limits available:

  • Primary limits of $5,000,000 available

  • Excess markets available with up to $100M in capacity

Why Choose Worldwide for Product Recall Coverage?

As insurance industry leaders, we know the right questions to ask so you can provide
your client with a product recall insurance quote in a timely manner. Our goal is to
work with you to make the process as effortless as possible. We know the markets
and the terms/conditions to provide your client with well-constructed,
comprehensive insurance coverage.

Why Choose Worldwide for Product Recall Coverage?

As insurance industry leaders, we know the right questions to ask so you can provide your client with a product recall insurance quote in a timely manner. Our goal is to work with you to make the process as effortless as possible. We know the markets and the terms/conditions to provide your client with well-constructed, comprehensive insurance coverage.

  • Recognized nationally as a recall expert in the industry

  • Global relationships with leading recall markets domestic, U.K., and Bermuda mean the best pricing and terms available

  • Relationships with crisis management firms to assist in recall best practices

  • Knowledge of the Food Safety Modernization Act (FSMA)

  • Ability to craft policies to fit the exposures of individual insureds

  • Assistance with the sales process and presentations (if desired)

  • Monitoring recalls from FDA and CPSC countrywide

What Can a Product Recall Insurance Policy Offer?

  • Loss of profits due to a recall incident

  • Rehabilitation expenses and replacement costs

  • Third-party liability and loss of gross profit

  • Product extortion coverage

  • Coverage due to a U.S. Government-mandated recall

  • Critical crisis management services in the event of a recall

  • Assistance with governmental agencies, media, and clients during and after a recall event